If you found us on the web, your choice to visit us will be the most important step you'll ever take. Here at Eagle Branch 32-019, we offer banking services unparallel anywhere in the United States as an FDIC Bank. Our goal and focus is to secure you the right lending program and offer you a rate and term your budget allows. A mortgage is a big responsibility and you as a client need an experienced financial professional to streamline the process to ensure it becomes a smooth experience for you, answering your questions so that you’ll know with confidence that you made the right choice.

Eagle Branch 32-019 is committed to personally servicing your financial needs!!So, what does all this service mean to you, the client? it guarantees that you the borrower will reach your goals by getting the service you deserve.There are many brokers out there and other mortgage bankers too, but few are as skilled in financial analysis as branch 32-019. We provide not one scenario but various scenarios within different programs to see what terms and rate fits your needs. Remember, Eagle Bank Branch 32-019 does not promote those no frill loans that offer unrealistic teaser rates.

Does Eagle Branch 32-019 have flexible programs for all credit types? We have many flexible loan programs for all credit types that allow you to acquire your new home. No more hassles with rejection or disappointment. We find solutions to make your dream a reality. Does Eagle Bank Branch 32-019 offer programs for those don't have the means of a down payment? Yes, some of our programs not only don’t require a down payment, but cover some of your closing costs as well.

Today, everyone seems to have questions about their credit!! Our staff of finance professionals has the skill and knowledge to assist you in your current and future financial planning so you understand the effects of your credit and how it impacts you. Our assistance will show you how to get a better hold on your credit score and repair your record of missed payments, lates, collections, delinquencies. Eagle Bank as a national mortgage banker, lending in all states, has the understanding it takes. We lend directly, and can structure or own lending program for your needs. More than this, aside from our portfolio lending products, we also have a wholesale department with lending products that cover all types of loan programs for all types of varying situations . Our portfolio products are collateralize to enable us to find you a program for any circumstance. So, what does this mean? We are most understanding of your situation. Have great credit? Our lenders reward your good credit with great rates.

What can we do for you? If you're looking for a mortgage for a residential purchase, refinance or just in the need for a loan against your home equity, you have reached the right mortgage banker. Visit our recent residential funded properties and program highlights. If you need a commercial loan for a property you seek to purchase or one that is in need of a refinance because you are paying much more than you anticipated or a cashout for repairs or an extension, remember, your loan is as good as the knowledge of the mortgage banker and Eagle Bank Branch 32019 offers the financial knowledge one needs in this competitive environment. We can help you. Come visit our commercial funded projects and check out our commercial checklist in the informational section .Call us now at 866-460-BANK or Contact Us online. We’ll show you how quick and easy it is to get started.

What kind of loan document programs do you have? We offer the borrower many different type of loan document programs, each gearded towards their specific financial requirement.

Luxury Mortgage Program: Eagle Bank Branch 32-019 has a program for those borrowers that have high net worth properties either seeking to purchase, refinance, or cashout to a maximum loan of 15 million. Our Luxury mortgage program is flexible offering such programs as Full Doc, Stated, No Ratio and now NO Doc. Our NO Doc Luxury mortgage program allows you the borrower to tap into up to 5 million. Our luxury mortgage rates are not jumbo rated pricing as you would find with other lenders,  we have conforming loan pricing within our luxury mortgage products.

Specialty Program: We now offer Reverse Mortgages. Many borrower's are intimidated with the whole process of a Reverse Mortgage. How does this program work? Simply, you take out equity from your residential property, and you structure your monthly payments in various ways which will depend on your specific needs or take out a lump sum up to the available equity. You do not pay back this loan until you sell your house. Many retired persons use this Reverse Mortgage Program as supplemental income because they are able to have additional income in the form of their available equity without the hassle of paying the loan back. It becomes deferred and you are never forced to pay the loan balance only until you decide to sell. And remember, your equity availability does appreciate each year as real estate values increment.

100-125 Percent Loan programs for purchases! Yes, you are now able to purchase a residential property 1-4 units to a maximum loan size of 2 million. Subject to conditions. Programs available are: Full Doc, Limited Doc, Stated, No Income No Asset ( NINA ) and No ratio.

Subprime Programs: Eagle Bank Br 32-019 offer the most aggressive subprime loan packages to borrowers that do not meet the credit guidelines of conforming and nonconforming loans. We offer prime pricing that are comparable to borrowers falling into A- pricing. We handle properties that are in forclosure, or individuals that have judgement or collection accounts. Our residential programs qualify for borrowers with a low credit score of 500; borrower's with 1 score; or no score at all. See our residential program highlights. Our 100 percent financing for single family and two family residences offer funding with a credit score of 580 for Full doc program and 620 for Stated & No Ratio programs.

Special Circumstance Loan Program: eagle Bank has introduced a loan program for those individual borrowers that have incurred unusual problems. We now offer funding for those that need financing for a bankruptcy or foreclosure bailout. Our bankruptcy and foreclosure bailout programs is developed for those borrwers that are in need of ascertaining funding but cannot find any bank to assit. Here at Eagle, we have now meet your challenge for those borrowers in need of financing for their bankruptcy and foreclosure bailout. Our program are available in most states .

Non Conforming Program: Simply, a program geared for a borrower that seeks a higher Loan to Value and/or Loan limit above Conforming LTV's and loan amounts. For instance, a single family residence has a conforming loan limit of $ 417,000 set by FannieMae and FreddieMac ( to learn more on these government agencies, press here). You desire a loan of $ 500,000 on your single family residence, your loan amount of $ 83,000 will be non conforming. Or a borrower seeks 107% LTV of the purchase price so to have funds for closing cost, this is considered Non Conforming. Eagle offers exceptional pricing in our Non conforming department unparalleled to any mortgage banker: Great pricing and program offerings.

Now introducing our LLC / C Corp. /Trust /Partnership/ Residential Program: Eagle Bank Branch 32-019 has a program for borrowers that need financing for their residential properties that are either already in a entity named Corporation or desire to title it in a entity. Notes too can be placed in the entity name, guranteed by the borrower.  We provide funding on purchases and refinance rate/term or cashout. Our Limited Liability Program has CLTV's to 80 percent and maximum loan amounts to 8 million. We offer fixed term rates: hyprids ( Fixed up to 10 years and adjustable for the remaining term), and MTA (Option Arm). MTA offers 4 option payment plans with a low start rate of 1.45% and does provide the flexibility for those investors or borrowers that need an option on payment plans. The entity vesting Program offers Full Doc and Stated Doc programs for Primary, secondary and Investment properties.

Now Introducing a Commercial CELOC (Commercial Equity Line of Credit): Here at Eagle Branch 32-019, we have introduced the first ever Commercial Equity Line of Credit for commercial property owners who are occupying tenants at least 60 percent of their commercial space. As with traditional federal deposit banks, they only offer lines of credit on the business, scrutinizing the D& B reports, personal credit reports, & business and personal tax returns. We base our findings on the value of the building and use the business and personal returns to qualify the repayment of the debt and the loan amount is based on your appraisal value not on your business Income Statement. No more 60-90 day approvals with business lines of credit. This method streamlines the process, offers higher loan limits based on your appraisal value, and is based on your personal credit, not your business credit, and can close as quickly as a residential Home Equity Line of Credit. Your funds are at your disposal to do what you require: cash-flow purposes, secure equipment, add or build out your commercial space, Inventory.....  Check list, press here

Business Line of Credit: First ever flexible business line of credit for those business owners that have non traditional sources of qualifying the debt service. Program is good for those businesses that have cashflow problems, limited operation exposure, or poor business credit report. Also available for those businesses able to use their business income to qualify but have other adverse factors denying them lines of equity bank financing through their local bank. The program uses the security of other assets such as your primary; second home or Investment properties can be titled in your company name Loan amount available to $750,000, Check list, press here

 NEW: INTRODUCTION OF THE SECOND POSITION COMMERCIAL LINE OF CREDIT LOAN PROGRAM : We have just introduced as of November 2006 our second position loan or line of credit commercial loan program for either Owner Occupants or

Commercial Construction Programs: Eagle Branch 32-019 offers direct loan financing for your new commercial construction loans. Our rates are incomparable to other lenders which can vary from 6% to 8% for short or long term needs. Come review our commercial checklist : Press here

New Highlights: Eagle has just increased our residential loan amortization period to 40 and 50 year programs. We also have an Interest Only Option for this residential program. You get smaller payment simply through our new programs term periods. Most lenders have 30 year periods on their residential loan program but we are the pennicle of lending and want to offer the 40 and 50 year term to those borrowers that need that extra income.

 Industry Information: Many of you may know that the economic markets are changing rapidly within the residential home lending programs in that they are becoming more restrictive in allowance  such as with terms, Loan to Values, rate changes and more. We at Eagle Bank Br 32036 are hedging ourselves to these deep changes that are occurring in the Mortgage Market  by ensuring that we are aligning ourselves with new portfolio programs so to provide the same type of  loan programs offered during the times of economic growth as well as during economi volitility. All bank programs are rapidly changing and thus the introduction of these new Eagle programs will counteract the change in the marketplace, so to offer you, the borrower, the rates, terms and Loan to values you seek.